Back to school means -
NO STUDENT LOAN PAYMENTS FOR TWO YEARS!!!
I'm so excited! Still working out how to make the best use of my $$ during this time period. Pretty sure that it only frees things up to help pay for credit card balances. And perhaps, I'll be able to save for tuition/book money for next semester. I'm still doing that whole "Cut Back" mentality and trying to restrict unnecessary spending.
Still, I'm looking around my apartment from time to time, trying to figure out what I could perhaps sell and get money from. Also, I am planning on not renewing my current lease and moving in with a roommate this winter, a savings of up to $100 per month!
It is a beautiful day, folks.
Trapped by money I spent long ago into even more debt - time to count pennies and repay dollars.
Tuesday, August 23, 2011
Thursday, June 2, 2011
On "Change Is Slow"
"If you want to be somebody else,
If you're tired of fighting battles with yourself
If you want to be somebody else
Change your mind... "By Sister Hazel
I love this song and I am working so dilligently on trying to change my mindset and let that lead my changed actions. So let's recognize the good changes I have made:
* I bought ingredients at the grocery store last night instead of frozen meals or weird single lady food
* I went for a walk on tuesday after work - having packed my workout clothes in the morning!
* I agreed to a big change with my hair color and cut, so that I would be more polished looking when I head to work
* I made an appointment with a career advisor to see if I can get out of this JOB and into something I actually want to do
* I took out the trash even though I didn't want to
Aaaaand I'm actively ignoring the things that I have done wrong over the past week. I don't have to do them wrong again, and my mind is not getting any healthier or happier if I dwell on negative thoughts.
More neutral or happy thoughts to come. I'm changing my mind to be more positive and focusing on the things going well.
Oh, also? It may not be seen here due to the lack of time I spend editing, but I am awesome at grammar!
If you're tired of fighting battles with yourself
If you want to be somebody else
Change your mind... "By Sister Hazel
I love this song and I am working so dilligently on trying to change my mindset and let that lead my changed actions. So let's recognize the good changes I have made:
* I bought ingredients at the grocery store last night instead of frozen meals or weird single lady food
* I went for a walk on tuesday after work - having packed my workout clothes in the morning!
* I agreed to a big change with my hair color and cut, so that I would be more polished looking when I head to work
* I made an appointment with a career advisor to see if I can get out of this JOB and into something I actually want to do
* I took out the trash even though I didn't want to
Aaaaand I'm actively ignoring the things that I have done wrong over the past week. I don't have to do them wrong again, and my mind is not getting any healthier or happier if I dwell on negative thoughts.
More neutral or happy thoughts to come. I'm changing my mind to be more positive and focusing on the things going well.
Oh, also? It may not be seen here due to the lack of time I spend editing, but I am awesome at grammar!
Tuesday, May 17, 2011
I forgot about the Caffeine!!!!
Official day 2 of not buying breakfast - partial success. I left the house knowing that my free pastry from panera was waiting for me - and did not actually follow through on my thoughts to set up the timer on my coffee pot.
So I stopped for gas and bought a soda. I didn't even really want a soda since it is a chilly fake-spring day - I wanted coffee but it is more expensive!
I may have forgotten to explain/define exactly what this step accomplishes on my list of goals - to save calories and money and bc I admire people who get up in the morning and do stuff around the house before leaving for work. I really want to become someone I admire instead of someone who feels guilty for her shortcomings on a regular basis.
So - will continue working on this whole breakfast-at-home thing.
And let's celebrate how awesome I was last night - I both did dishes AND cleared the drain on my bathtub AND cleaned it. A slow moving drain will cause a bathtub to get ridiculously dirty. Yes, flowing water carries away your scum. No, the scum on a slow-draining tub doesn't look clean, even if I do after showering. I feel like an accomplished grownup whenever I tackle routine cleaning projects.
Tomorrow, I'll contemplate posting the entire list of my goals. I'm torn between putting them up here - on one hand, it will help me stay focused / on the other, a list can tend to make me feel overwhelmed.
So I stopped for gas and bought a soda. I didn't even really want a soda since it is a chilly fake-spring day - I wanted coffee but it is more expensive!
I may have forgotten to explain/define exactly what this step accomplishes on my list of goals - to save calories and money and bc I admire people who get up in the morning and do stuff around the house before leaving for work. I really want to become someone I admire instead of someone who feels guilty for her shortcomings on a regular basis.
So - will continue working on this whole breakfast-at-home thing.
And let's celebrate how awesome I was last night - I both did dishes AND cleared the drain on my bathtub AND cleaned it. A slow moving drain will cause a bathtub to get ridiculously dirty. Yes, flowing water carries away your scum. No, the scum on a slow-draining tub doesn't look clean, even if I do after showering. I feel like an accomplished grownup whenever I tackle routine cleaning projects.
Tomorrow, I'll contemplate posting the entire list of my goals. I'm torn between putting them up here - on one hand, it will help me stay focused / on the other, a list can tend to make me feel overwhelmed.
Monday, May 16, 2011
Inspiration
More text to come - essentially needing a new project in my life. Thinking about journaling on healthy lifestyle changes. So that I can lose my 20lbs to buy a new pair of shoes (current goal!). And so that I can have a purpose in life since my job is a job and not a career.
Will add more to this post later today . . .
Added: I have been reading blogs since procrastinating during senior year of college. http://www.dooce.com/ still makes me laugh out loud and I looooove all of her photographs. She led me to http://www.loveisblonde.com/ which led me to Mission: Put-Together this past Feb which led me to http://www.heidikins.com/ All very fun to read - each at different places in their lives. I will definitely say that I have been influenced greatly by each which will show up from time to time in the style or content of my writing.
And Mission: Put - Together made me go to http://www.boden.com/ and http://www.anthropologie.com/ to make the inspirational collage at the top of this post.
I need my life to be more "put-together" or productive or even interesting. This past weekend was typical for me - sleep too much, read a lil bit, reach out to my limited social network. The positive note is that I didn't spend much money. The negative side is I felt like a very boring person.
The book I started reading last night is A Golden Age by Tahmima Anam about the civil war that led E. Pakistan into its new life as Bangladesh. One of the early passages describes a mother of two, enjoying dawn as it spans across her garden. She is peaceful even though she's had to make a number of sacrifices to be at that place in her life.
I want to get to that type of peaceful place. Many days I awake with a feeling of "annoyance" or worse, total depressive thoughts (not to be confused with days of depression). I have so many good things on my side - indoor plumbing, supportive family, generous boyfriend (still a new relationship - when does that new feeling change into "I-can't-remember-life-without-you"?)
So I have many goals and have written out some steps to take. So that I don't get overwhelmed by doing too much at the beginning and FAIIIILLLLING - the first step is going to be ~
Eat breakfast at home
So far, I have accomplished this every day since Friday. Monday will be my official adding of steps day, and I'm excited to continue this trend which has already shown some success. I have an easy (free) pastry to consume tomorrow, and the real trick will be Wednesday. Getting up early enough to either make eggs or oatmeal.
I'm definitely scared of change. Not in love with who I am, but don't know if I'll like the new person as much either. . .
Will add more to this post later today . . .
Added: I have been reading blogs since procrastinating during senior year of college. http://www.dooce.com/ still makes me laugh out loud and I looooove all of her photographs. She led me to http://www.loveisblonde.com/ which led me to Mission: Put-Together this past Feb which led me to http://www.heidikins.com/ All very fun to read - each at different places in their lives. I will definitely say that I have been influenced greatly by each which will show up from time to time in the style or content of my writing.
And Mission: Put - Together made me go to http://www.boden.com/ and http://www.anthropologie.com/ to make the inspirational collage at the top of this post.
I need my life to be more "put-together" or productive or even interesting. This past weekend was typical for me - sleep too much, read a lil bit, reach out to my limited social network. The positive note is that I didn't spend much money. The negative side is I felt like a very boring person.
The book I started reading last night is A Golden Age by Tahmima Anam about the civil war that led E. Pakistan into its new life as Bangladesh. One of the early passages describes a mother of two, enjoying dawn as it spans across her garden. She is peaceful even though she's had to make a number of sacrifices to be at that place in her life.
I want to get to that type of peaceful place. Many days I awake with a feeling of "annoyance" or worse, total depressive thoughts (not to be confused with days of depression). I have so many good things on my side - indoor plumbing, supportive family, generous boyfriend (still a new relationship - when does that new feeling change into "I-can't-remember-life-without-you"?)
So I have many goals and have written out some steps to take. So that I don't get overwhelmed by doing too much at the beginning and FAIIIILLLLING - the first step is going to be ~
Eat breakfast at home
So far, I have accomplished this every day since Friday. Monday will be my official adding of steps day, and I'm excited to continue this trend which has already shown some success. I have an easy (free) pastry to consume tomorrow, and the real trick will be Wednesday. Getting up early enough to either make eggs or oatmeal.
I'm definitely scared of change. Not in love with who I am, but don't know if I'll like the new person as much either. . .
Wednesday, May 11, 2011
Eggs and Eggs
Some of my negative feelings are stemming from the fact that I am a) poor b) lumpy.
Seriously, have a credit card problem. Spent $455.81 in the last few weeks. Legitimate trips to the grocery store? Gasoline? sure. but also going out and dining out, and not letting boyfriend spoil me when we go out with my family (pride? or just not the same as a date? not sure but has a negative impact on my financial health. no more wine bars, MOM!)
Seriously, have a physical fitness/appearance problem. Was photographed in a t-shirt and workout shorts on mother's day. Wearing a fitted shirt today. Serious lumps/rolls/extra flesh I don't want underneath revealed by photos and even the mirror!
So, how do I keep eating? Bc food is costly AND necessary. So eggs it is. I already have about 2 dozen (bc of an easter miscommunication). Can a girl be malnourished if eggs become her protein for every single meal for 2 weeks? Or will my body simply eat my fat as hoped for? and my credit card balances not rise?
I can get creative with canned tuna and tomatoes and other veggies. Also, I have 4 different types of cheese in my fridge (mostly processed enough to never spoil oops).
Soo . . . . challenge accepted!!
Seriously, have a credit card problem. Spent $455.81 in the last few weeks. Legitimate trips to the grocery store? Gasoline? sure. but also going out and dining out, and not letting boyfriend spoil me when we go out with my family (pride? or just not the same as a date? not sure but has a negative impact on my financial health. no more wine bars, MOM!)
Seriously, have a physical fitness/appearance problem. Was photographed in a t-shirt and workout shorts on mother's day. Wearing a fitted shirt today. Serious lumps/rolls/extra flesh I don't want underneath revealed by photos and even the mirror!
So, how do I keep eating? Bc food is costly AND necessary. So eggs it is. I already have about 2 dozen (bc of an easter miscommunication). Can a girl be malnourished if eggs become her protein for every single meal for 2 weeks? Or will my body simply eat my fat as hoped for? and my credit card balances not rise?
I can get creative with canned tuna and tomatoes and other veggies. Also, I have 4 different types of cheese in my fridge (mostly processed enough to never spoil oops).
Soo . . . . challenge accepted!!
Tuesday, May 10, 2011
Doldrums
Is that how it is spelled? This feeling that I have nothing to look forward to, no goals, no plans, no motivation?
I still do things that make me happy - fleetingly.
And work sucks.
I still do things that make me happy - fleetingly.
And work sucks.
Thursday, March 10, 2011
I like talking about myself
Even more so with short paragraphs.
I store ponytail holders in convenient, if not ultra organized ways. I have a few in my desk at work, some on my nightstand, my dresser, my side table in the living room, and in a basket in the bathroom. But never in the kitchen. Hair accessories do not belong in the kitchen.
I primarily date online. I don't know how to meet men in real life. And I may be too standoffish for any men to strike up a conversation with me. I let down my defenses online - which may be why I get hurt so much. . . my 20s are for learning how to date, right?
I've been carrying around too much weight for most of my life. So I've given up soda for Lent. Which may actually lead to more expense for me for the next 40 days. Unfair that soda is less than a dollar and my favorite skim-milk coffee drinks are more than three dollars. And possibly almost as many sugary calories. Maybe my coffee maker does still work. Do coffee grounds last 2 years? ;)
I am a terrible housekeeper and I am pretty sure that is why men break up with me. They appreciate my boobs but not my dust bunnies. Note to self: cleaning dust bunnies is both exercise and visually rewarding! Also, if I have clean coffee mugs, I will be more likely to eat breakfast at home and save money.
I use rewards from my credit card as excuses to spend money. I do not think I am alone in this, but I would like to re-evaluate the wisdom of using revolving debt in this way. . .
I store ponytail holders in convenient, if not ultra organized ways. I have a few in my desk at work, some on my nightstand, my dresser, my side table in the living room, and in a basket in the bathroom. But never in the kitchen. Hair accessories do not belong in the kitchen.
I primarily date online. I don't know how to meet men in real life. And I may be too standoffish for any men to strike up a conversation with me. I let down my defenses online - which may be why I get hurt so much. . . my 20s are for learning how to date, right?
I've been carrying around too much weight for most of my life. So I've given up soda for Lent. Which may actually lead to more expense for me for the next 40 days. Unfair that soda is less than a dollar and my favorite skim-milk coffee drinks are more than three dollars. And possibly almost as many sugary calories. Maybe my coffee maker does still work. Do coffee grounds last 2 years? ;)
I am a terrible housekeeper and I am pretty sure that is why men break up with me. They appreciate my boobs but not my dust bunnies. Note to self: cleaning dust bunnies is both exercise and visually rewarding! Also, if I have clean coffee mugs, I will be more likely to eat breakfast at home and save money.
I use rewards from my credit card as excuses to spend money. I do not think I am alone in this, but I would like to re-evaluate the wisdom of using revolving debt in this way. . .
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